Bookstore case settled at last-

IS THIS BLOG OPEN OR CLOSED?

In blogosphere terms this is a relatively old blog.

 
All the fireworks are over and there will be no new updates unless something 'newsworthy' about this issue comes up. 

The material is good historically as just about everything I could find on the issue was copied and posted here. So if you are interested in the topic it is all awaiting your review.

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3/11/13 

 Bookstore case settled at last-

While this can be put into the 'win' column for the insured consumer if falls $54,000 short of what was claimed. The insured spent many months in litigation and ran up a $17,000 legal bill in fighting this 3rd rate, bottom feeding insurance company.

This should serve as a stern warning to all those using Western World Insurance or one of the spins offs* that if you should have a claim with them you are going to have a problem getting it paid. 

Expect to have to run up thousands in legal bills, and as the insured here found you will be hounded for materials that you have already provided several time already and eventually you will have your claim denied.

I suggest that you check your business insurance policy and if it is Western World or a spin off of theirs you should consider writing with a better agency.

* writes insurance under the names: Stratford, Westco, and Tudor.

Western World's 3 Commandments:

#1)  Delay:  Play with the paperwork, ask for the same information many times,

#2)  Deny:  When #1 ends then Deny the claim,

#3)  Defend:  Make the policy holder take you to court, if you lose appeal it and keep it on appeal as long as possible.

Now Check out Western World on The Rip Off Report!

When you are finished here you should take a few minutes to look at the Western World post on The Rip Off Report:  http://www.ripoffreport.com/insurance-agencies/western-world-insura/western-world-insurance-group-139e9.htm

Additional photos of the NJ book store vandalism can be found at:  http://westernworldclaimsphotos.blogspot.com/

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Motion to Amend Complaint

J. Franklin Properties, LLC,

Plaintiff

   

                                                                                                            v.

Western World Insurance Co and

Jimcor Agencies,

Defendants

In an amendment to the original complaint the owner of the vandalized bookstore in Sicklerville, NJ, now adds five counts to their $325,000 claim and alledge that both the Franklin Lakes (NJ) insurance company (Western World) and their Montivale (NJ) agents (Jimcor Agencies):
* Failed/Refused to make payments to them under the terms of the policy,

* Breached their duty of good faith and fair dealing with Plaintiff,

* Without reasonable basis acted in bad faith,

* Engaged in wrongful and tortious acts in violation of the NJ Consumer Fraud Act and the Insurance Trade Practices Act, by committing both affirmative misrepresentation and knowing omissions in violation of said Acts,

* Refused to pay benefits after receiving all pertinent information necessary to evaluate the claim, demanding multiple submissions of the same materials,

* Compelled the Plaintiff to initiate litigation and incur out of pocket legal fees to obtain benefits of their insurance policy,

* Breached their advertised claims of protecting their insured by providing coverage while at the same time refusisng to pay the claim,

* Failed to comply with terms and conditions of the policies they wrote,

* Committed and engaged in Unconscionable commercial practices, deception, fraud, false promises, misrepresentation and thus caused Plaintiff financial damage and loss,

The Plaintiff asks for a jury trial and demands compensatory damages, punitive damages, attorney fees and the costs of the suit.

Vandalism of 12/29/2010 at Gemini Book Store

Executives at Western World Group are:

Defendants' Responses To Requests For Admissions

Superior Court of New Jersey